National Flood Insurance Program Flood Insurance

The National Flood Insurance Program (NFIP) was established with the passage of the National Flood Insurance Act of 1968. In 1973, the Flood Disaster Protection Act was passed. The Act prohibited most types of Federal Assistance for acquisition or construction of buildings in the floodplains of non-participating communities. It also required that buildings located in identified flood hazard areas have flood insurance coverage as a condition of receiving Federal financial assistance or loans from federally insured or regulated lenders, and as a condition for receiving federal disaster assistance.

The following are fact sheets, brochures, and booklets on the National Flood Insurance Program and flood insurance. Flood insurance is available for everyone, not just the high-risk zones. Approximately 25% of flood insurance claims are from the low- to moderate-risk zones.